Earlier this year, Halifax, the UK’s biggest mortgage lender, revealed that housing expenses for a typical British household rose by almost a sixteenth (6%) in 2004/05.
However, the general level of inflation (which measures price changes) is around 2.2% a year, so housing expenses are rising at a much faster rate than the cost of other [...]

Ken Fisher is chairman of Fisher Wealth Management, and a long standing Forbes Magazine columnist.

In the media, it’s all subprime, all the time. Headlines claim a credit crunch will sink shares, spike interest rates and tank the economy. As evidence, it highlights soon-to-be bankrupt subprime lenders and a handful of failing hedge funds.
Don’t buy it! [...]

Being refused credit is a lot more widespread than many people believe, and that’s often because of the stigma attached to it. No-one wants to admit to having been refused credit.
The reality is that Banks and financial institutions typically decline more than half the applications they receive. Following advertising regulation changes imposed by the Office [...]